Shopping on line can be easy, simple and save you lots of money. It can also take a lot of your time, frustrate you, and result in unwanted purchases. Now the same can be said for regular high street shopping, but with the vast opportunity presented by the Internet it will pay you to spend a few minutes reading this and understanding how to better optimize your Visa Electron shopping experience:
1. Compare - without doubt the biggest advantage that the Visa Electron offers shoppers today is the ability to compare thousands of Visa Electron at a time. This is a great thing, but not necessarily all the time! Too much can be daunting at times so take advantage of the great comparison sites and where possible let them do the hard work for you.
2. Research - if it has been said it will be on the internet. Ignorance is no longer a justifiable reason for buying the wrong thing. Take the time to research in detail everything that you could possible want to know about
3. Testimonials - don't know anybody that has bought a Visa Electron? Wrong! If the Visa Electron is good the internet will let you know. Use the Internet as a friend and get testimonials before you buy.
4. Questions - Got a question about Visa Electron then search the Forums, FAQ's, Blogs etc. Don't be afraid to ask .....
5. Reputation - Never heard of the company selling Visa Electron? Don't worry, no reason why you should know every company in the world, but you know someone that does! Use the internet to find out what people are saying about Visa Electron and build up a picture of their reputation for sales, returns, customer service, delivery etc.
6. Returns - still worried that even after all of the above your Visa Electron wont be what you want? Check out the returns policy. There is so much competition now that someone, somewhere is bound to offer the terms that you are comfortable with.
7. Feedback - happy with your Visa Electron then let people know, after all you are depending on others people input in your buying decision, so why not give a little back.
8. Security - check for the yellow padlock on the Visa Electron site before you buy, and the s after http:/ /i.e. https:// = a secure site
9. Contact - got a question about Visa Electron, or want to leave a comment then check out the sites contact page. Reputable companies have them and respond.
10. Payment - ready to pay for your Visa Electron, then use your credit card or PayPal! Be aware of companies that don't accept them, there may be genuine reasons but given the huge amount of choice you have when buying online there is no reason at all not to buy via credit card or PayPal.
Visa Electron is a
Debit card or
credit card available across most of the world, with the exception of the United States,
Canada and Australia. The card was introduced by
VISA (credit card) in the 1980s and is a sister card to the Visa Debit card. If the Visa Electron logo is the only VISA logo on the card, the card will always require online authorization; funds are checked for each transaction.
In different regions, the card is issued with different specifications. For example, one bank may issue it as a debit card, while another may issue it as a credit card. It is most commonly issued as a debit card. In this case applying for a credit card requires the applicant to present some proof of regular income (such as an employment certificate) or financial assets invested elsewhere.
In addition to debit facilities, the card also allows the holder to withdraw cash from Automatic teller machine even outside the holder's country of residence unlike normal ATM cards issued in some countries. This is because Visa Electron cards are also linked to the PLUS interbank network.
In the
United Kingdom, the card is not as widely accepted as the sister Visa Debit card, but is often issued by banks as a debit card for children's accounts (although
Barclays appears to have gone back on this, and started issuing full Visa Debit cards to customers under the age of 18). In some countries, like Australia, retailers are required to accept the card as part of VISA's
Accept All Cards Policy, which also applies to the normal Visa Debit card, although the card isn't available locally.
In countries that have stricter criteria for issuing credit cards, Visa Electron has become popular with younger people and students alike. As each transaction requires funds to be checked, there is no chance of accounts going overdrawn. Therefore banks will issue a Visa Electron card to customers who may not qualify for another type of card. Visa Electron card.
As Visa Electron cards lack embossed details, they cannot be used with older card "imprinters" that transfer payment information to a paper slip.
Current design
Special Visa Electron logo (normally on the bottom right) and the words "DEBIT CARD" (for debit cards - normally on the the top right) VISA Electron cards should not normally have the dove hologram shown on VISA and VISA Debit cards, however one or two banks, for example Barclays in the UK, do include this feature. The numbers on the card are embedded rather than raised meaning the card can only be used electronically. The card cannot be imprinted and can only be accepted through a Magnetic Stripe Reader (MSR) or a
PIN Entry Device (PED).
New design
Visa Electron card, with new logo design.As of mid 2006, VISA are now removing their trademark "flag" logo from all their cards, websites and retailer's windows. It will be the first time that VISA have removed this logo since the company was founded.
For all Electron cards, the new logo will be a simple white background with the name VISA in blue with an orange flick on the :Image:Visa Logo.svg. This will be immediately followed by the word "Electron". Electron will continue to be flat (numbers, not raised), but more recently, retailers allow for the card number to be keyed in - even though an imprint cannot be taken and it leaves them at risk.
For the new VISA and
Visa Debit logo, see the relevant pages.
External links
- BBC article on Halifax switch to Electron
- Visa Electron
- Visa Electron Fact Sheet
pt:Visa Electronru:Visa Electron
Visa Electron is a
Debit card or
credit card available across most of the world, with the exception of the United States,
Canada and Australia. The card was introduced by
VISA (credit card) in the
1980s and is a sister card to the Visa Debit card. If the Visa Electron logo is the only VISA logo on the card, the card will always require online authorization; funds are checked for each transaction.
In different regions, the card is issued with different specifications. For example, one bank may issue it as a
debit card, while another may issue it as a
credit card. It is most commonly issued as a debit card. In this case applying for a credit card requires the applicant to present some proof of regular income (such as an employment certificate) or financial assets invested elsewhere.
In addition to debit facilities, the card also allows the holder to withdraw cash from Automatic teller machine even outside the holder's country of residence unlike normal ATM cards issued in some countries. This is because Visa Electron cards are also linked to the
PLUS interbank network.
In the
United Kingdom, the card is not as widely accepted as the sister
Visa Debit card, but is often issued by banks as a debit card for children's accounts (although Barclays appears to have gone back on this, and started issuing full Visa Debit cards to customers under the age of 18). In some countries, like Australia, retailers are required to accept the card as part of VISA's
Accept All Cards Policy, which also applies to the normal Visa Debit card, although the card isn't available locally.
In countries that have stricter criteria for issuing credit cards, Visa Electron has become popular with younger people and students alike. As each transaction requires funds to be checked, there is no chance of accounts going overdrawn. Therefore banks will issue a Visa Electron card to customers who may not qualify for another type of card. Visa Electron card.
As Visa Electron cards lack embossed details, they cannot be used with older card "imprinters" that transfer payment information to a paper slip.
Current design
Special Visa Electron logo (normally on the bottom right) and the words "DEBIT CARD" (for debit cards - normally on the the top right) VISA Electron cards should not normally have the dove hologram shown on VISA and VISA Debit cards, however one or two banks, for example Barclays in the UK, do include this feature. The numbers on the card are embedded rather than raised meaning the card can only be used electronically. The card cannot be imprinted and can only be accepted through a
Magnetic Stripe Reader (MSR) or a
PIN Entry Device (PED).
New design
Visa Electron card, with new logo design.As of mid 2006, VISA are now removing their trademark "flag" logo from all their cards, websites and retailer's windows. It will be the first time that VISA have removed this logo since the company was founded.
For all Electron cards, the new logo will be a simple white background with the name VISA in blue with an orange flick on the
:Image:Visa Logo.svg. This will be immediately followed by the word "Electron". Electron will continue to be flat (numbers, not raised), but more recently, retailers allow for the card number to be keyed in - even though an imprint cannot be taken and it leaves them at risk.
For the new
VISA and
Visa Debit logo, see the relevant pages.
External links
- BBC article on Halifax switch to Electron
- Visa Electron
- Visa Electron Fact Sheet
pt:Visa Electronru:Visa Electron
Visa Electron - Wikipedia, the free encyclopedia
Visa Electron, a debit or credit card available across most of the world, with the exception of Canada, Australia, and the United States. The card was introduced by VISA in the ...
Visa Electron Card
Visa Electron Card. Dual Purpose Card. Debit Card. A Debit Card is a quick and convenient way to pay for whatever you buy day to day. It can save you running short of cash or the ...
VISA Electron : Read reviews and compare prices at Ciao.co.uk
VISA Electron: Compare prices for Card/Payment Services. Read 52 reviews for VISA Electron and make a good deal.
Products | Overview | Visa Corporate
Visa believes we provide our financial institution customers with a comprehensive suite of electronic payment products and services. Visab s product platforms encompass credit ...
Halifax Bank Accounts - Easycash Bank Account
... Arrange standing orders, Direct Debits and one-off money transfers to pay bills and other payments straight from your account; Pay for goods and services with your Visa Electron ...
Moneysupermarket.com - visa electron
i have an iva but managed to get a visa electron card in august 2007 and my account has been in good credit does anyone know when il be able to get a proper visa delta debit card ...
Visa Electron Card Reviews at Review Centre
Read Trusted and Unbiased reviews of Visa Electron Card in Debit Cards Compare Visa Electron Card in Personal Finance at Review Centre.
Travelsupermarket.com - Visa Electron
Hi all. I was wondering if anyone can help me. I am trying to search for car hire in the UK for 16 days in July/August and am getting a little fed up.
NatWest Pre-paid gift cards
Once 'activated' it can then be used at almost any retailer that accepts Visa Electron including online shopping and in stores and restaurants worldwide.
How to recognise Visa Electron cards
Checklist for merchants for recognising valid Visa Electron cards - both existing and with the new logo.
